Enabling Time-Based One-Time Password (TOTP) in Zerodha is a straightforward process that adds an extra layer of security to your account. TOTP is a two-factor authentication method that generates a unique temporary code on your smartphone, providing an additional level of protection against unauthorized access. In this guide, I will explain the steps to enable TOTP in Zerodha in detail.
Step 1: Install an Authenticator App To begin, you need to install an authenticator app on your smartphone. There are several options available, such as Google Authenticator, Microsoft Authenticator, or Authy. Search for any of these apps in your smartphone’s app store, download, and install it.
Step 2: Open Zerodha Kite Launch the Zerodha Kite application or visit the Zerodha website and log in to your account using your username and password.
Step 3: Access Security Settings Once you have successfully logged in, locate the “My Profile” or “Profile” section. It is usually found in the drop-down menu under your username or in the account settings area. Click on it to proceed.
Step 4: Enable Two-Factor Authentication (2FA) In the security settings section, look for the option to enable Two-Factor Authentication (2FA). It may be labeled as “Security Preferences” or something similar. Click on it to proceed.
Step 5: Choose TOTP as Authentication Method Within the 2FA settings, you will typically find multiple authentication options such as SMS, Email, or TOTP. Select TOTP as your preferred method for enhanced security.
Step 6: Scan QR Code Now, open the authenticator app you installed on your smartphone and select the option to “Scan QR Code” or “Add Account.” Point your phone’s camera towards the QR code displayed on the Zerodha website or application. The authenticator app will capture the QR code automatically.
Step 7: Enter Verification Code After scanning the QR code, the authenticator app will generate a verification code. Enter this code in the appropriate field provided on the Zerodha website or application. This step ensures that the authenticator app is correctly synced with your Zerodha account.
Step 8: Backup TOTP Codes Upon successful verification, the authenticator app will display a series of backup codes. These codes act as a backup option in case you lose access to your smartphone or the authenticator app. It is crucial to save these codes in a secure location, such as a password manager or written down in a safe place.
Step 9: Complete TOTP Setup After saving the backup codes, confirm your TOTP setup in the Zerodha settings. You might be prompted to enter one of the backup codes as an additional verification step. Follow the instructions provided by Zerodha to finalize the setup.
Step 10: Test TOTP To ensure everything is working correctly, log out of your Zerodha account and attempt to log back in. Enter your username and password as usual, and when prompted, open your authenticator app to obtain the TOTP code. Enter this code in the appropriate field on the Zerodha login page. If the code is accepted, you have successfully enabled TOTP on your Zerodha account.
Final Conclusion on How to Enable TOTP in Zerodha
Congratulations! You have now enabled TOTP in Zerodha, enhancing the security of your account. From this point forward, every time you log in to Zerodha, you will be prompted to enter the TOTP code generated by the authenticator app on your smartphone. This additional layer of security significantly reduces the risk of unauthorized access to your Zerodha account, safeguarding your financial transactions and personal